George Santos Shares Insights on the Exploitation of Campaign Finance Laws


In recent American history, few federal officeholders have faced accusations as numerous and blatant as those against George Santos regarding his disregard, testing, or outright breaking of campaign finance laws within an exceptionally short time frame. However, while his case may be sensational, it shines a spotlight on the glaring weaknesses of the system and its susceptibility to exploitation.

Over time, campaign finance laws have deteriorated, while the oversight bodies responsible for monitoring them have been undermined by limited authority, insufficient funding, and political gridlock. The system’s heavy reliance on self-reporting by campaigns and political committees regarding numerous financial aspects like donations, expenses, loans, and refunds has left it vulnerable to manipulation and deceit, according to experts.

George Santos’ situation, while extreme, is indicative of a broader issue recurrent in campaign finance. Saurav Ghosh, an expert in federal campaign finance reform, pointed out that Santos’ actions highlight the broader problem of inadequate regulation concerning the funds raised and spent on influencing elections. Many candidates likely exploit these regulatory gaps, yet they may slip through the system unnoticed, unlike Santos.


Brett Kappel, a campaign finance lawyer, highlighted a significant loophole: inadequate regulations allow individuals to run for office, misuse campaign funds for personal gain, and potentially evade scrutiny if they lose the election. Santos’ situation becomes more conspicuous because he won the election.

This case could set a precedent for future candidates seeking to manipulate the campaign finance system. Such incidents might encourage others to view it as a loophole or a way to exploit the system.

George Santos, a Republican elected in 2022 to represent a Long Island district, was ousted from Congress due to a House investigation that substantiated significant evidence of federal crimes. The investigation revealed that Santos had diverted substantial campaign funds for personal expenses like luxury items, casino visits, rent payments, and a website associated with explicit content.

Furthermore, Santos faces federal charges related to filing false reports with the Federal Election Commission (F.E.C.), among other campaign finance violations, including unemployment insurance fraud and making false statements. His former campaign treasurer and a fundraiser have already pleaded guilty to federal crimes connected to their work with him.

Carrie H. Cohen, a former federal prosecutor, suggested that without the attention drawn to Santos’ background due to multiple complaints against him, his extensive campaign finance misconduct might never have been brought to light. She emphasized the challenge federal prosecutors and the F.E.C. face in identifying campaign finance irregularities without such background scrutiny.

While instances of federal crimes among members of Congress are not uncommon, Santos stands out due to the scale and comprehensiveness of his reported misconduct. The criticism against the F.E.C. revolves around its bipartisan structure leading to deadlock and inaction, leaving potential violations unaddressed. Moreover, the agency struggles to recruit and retain staff despite the exponential increase in political transactions.

The F.E.C., responsible for overseeing the campaign finance system, has faced criticism for its limited enforcement abilities. Despite assertions by its leadership that they take enforcement seriously and address around 90% of matters, the agency’s tools alone were insufficient to address the extent of Santos’ alleged misconduct.

Campaign finance experts emphasize that the F.E.C. relies heavily on disclosure reports, lacking the authority to scrutinize bank accounts directly. This limitation, coupled with individuals misrepresenting their spending in reports, leaves crucial gaps in oversight.

Though campaign finance law expressly prohibits personal enrichment, campaigns often push the boundaries of disclosure rules aimed at providing transparency regarding the origin and allocation of campaign funds. Instances like Senator Tim Scott’s campaign routing spending through ambiguous limited liability corporations and controversies surrounding former President Trump’s campaign highlight the manipulation potential on the spending side, which receives less regulatory attention compared to fundraising.

In essence, the George Santos case underscores the urgent need for comprehensive reforms addressing the weaknesses in campaign finance laws and their enforcement mechanisms, highlighting the potential for abuse within the current system.